Survey Shows the Average Car Insurance Costs in the 50 States

The folks over from Kicking Tires have posted an interesting survey said to be commissioned by an insurance-related website called "Insure" that shows the average cost of rates in the 50 states from the country's top six insurers.

According to the website, data was collected from drivers of 2,400 vehicles and sourced from 10 ZIP codes per state. Of course, different states have different standards and policies, meaning that some of the information positively and negatively skewed (hey, nothing's perfect).

Interesting fact of the day: "One of the reasons Louisiana's rates are higher on average is because only cases with claims exceeding $50,000 receive a jury trial. This means more cases are settled out of court, which leads to higher accident settlements and higher insurance costs."

That explains Louisiana's average cost being highest nationwide, at a whopping $2,510.87. Living in South Carolina (with an average cost of $1,182.18) doesn't sound too shabby anymore.

For reference, the national average is $1,429.26.

By Phil Alex

Via: Kicking Tires

The Most and Least Expensive States for Car Insurance in 2010

Rank, State, Average Premium

1 Louisiana $2,510.87
2 Michigan $2,098.29
3 Oklahoma $1,869.39
4 Montana $1,857.96
5 California $1,774.41
6 South Dakota $1,772.83
7 Washington, D.C. $1,753.19
8 Georgia $1,751.42
9 Illinois $1,679.15
10 Connecticut $1,678.90
11 Arkansas $1,648.80
12 New Mexico $1,603.65
13 Rhode Island $1,595.97
14 West Virginia $1,589.69
15 Alaska $1,572.21
16 Wyoming $1,552.98
17 Maryland $1,550.13
18 Kansas $1,524.51
19 Kentucky $1,515.30
20 Colorado $1,480.97
21 Mississippi $1,474.94
22 New Jersey $1,473.73
23 New York $1,463.21
24 Texas $1,462.65
25 Florida $1,453.20
National $1,429.26
26 Pennsylvania $1,420.78
27 Delaware $1,405.80
28 Missouri $1,390.59
29 Minnesota $1,381.09
30 Alabama $1,380.38
31 North Dakota $1,365.22
32 Hawaii $1,306.97
33 Indiana $1,302.51
34 Nevada $1,282.50
35 Washington $1,279.84
36 Utah $1,234.30
37 Virginia $1,233.36
38 Nebraska $1,210.74
39 Oregon $1,194.69
40 Idaho $1,183.47
41 South Carolina $1,182.18
42 Tennessee $1,170.12
43 Arizona $1,152.50
44 North Carolina $1,130.45
45 Massachusetts $1,043.80
46 Iowa $1,039.04
47 New Hampshire $1,011.23
48 Wisconsin $1,010.93
49 Ohio $999.86
50 Vermont $968.58
51 Maine $902.85